Flickr is an image hosting platform where you can find images that can be used and modified for commercial purposes. All you need to know about credit. The first is an atypical daring diversified fund, since its assets are made up of European small caps and cash.

Select “Commercial use & mods allowed ”under the“ Any license ”filter to find those images, and remember to check the license for each image as they vary. What are the different types of credits possible? The second is a prudent international fund, which has shown great consistency.

12. There are two main categories of credit: Thanks to their very different risk profiles, these two UCITS are very complementary. The Jopwell Collection (by Jopwell) The personal loan is to be clearly distinguished from the mortgage. Regarding the other funds rated 5 stars, we notice a nice homogeneity, but with a small predominance of bond (6) and diversified (also 6) funds, to the detriment of equity funds (4). The Jopwell Collection contains several albums with hundreds of images featuring people in the Jopwell community.

The latter is, in fact, intended to finance only real estate (house, apartment, building, etc.) as a main residence, rental investment or even a holiday residence. In fact, there are as many good absolute return funds as high-performing equity funds, which is rare. The images are free to be downloaded and used as long as you visibly attribute Jopwell. (You can read the story behind this collection here.) Compared to this category, private credit is characterized by a smaller amount, different and lighter guarantees, a shorter repayment period and, of course, the purpose of the financing. Either way, with all of the bank’s 5-star rated funds, you can build a well-diversified portfolio, which includes European, American and Japanese equity funds, daring diversified funds, flexible and prudent as well as long-term, medium and short-term bond products, not to mention a high yield international bond fund. 13.

What can you finance with a loan? Credits can be used for different reasons: The only weak point in the range is the lack of emerging asset classes in both equities and debt. WOCinTech.

The purchase of goods, more particularly for furniture, electronics, sporting goods, or to finance a renovation or a construction. Among the other funds rated 5 stars, our preferences go to CM-CIC Perspective Conviction Europe (European equities), Union Japon 225 Yen, which is among the best Japanese equity funds over 1 year and which is well ranked over 3 years, and CM-CIC Tempéré (diversified prudent international). This is an album of photos of women of color in tech, started by Christina and Stephanie, the founders of #WOCinTech Chat.

The purchase of services. In contrast, Union Indiciel America 500 is very poorly ranked over 5 years and owes its stars only to more satisfactory performance over 3 years. The images can be used as long as you attribute #WOCinTech Chat or wocintechchat.com. (While the team isn’t updating the album anymore, there are over 500 images to choose from!) Many services can be financed by credit: health services, operations, dentist, marriage or even studies. UNION PME-ETI DIVERSIFIÉ C: an original diversified fund. 14.

Dealing with a temporary situation: Lack of liquidity for a short period of time, gifts, etc. Union PME-ETI Diversifi C is an original offensive diversified fund, since it is mainly invested in European small caps, which makes it eligible for PEA-PME. CreateHER Stock. Our approach to obtain your credit. Its evolution is compared to a composite index made up of 80% of MSCI Europe Micro Cap and 20% of Eonia (money market).

CreateHER Stock’s team has manually curated more than 200 high-quality images of women of color, which might be used for personal use only. (Do check out their license here.) You can also receive new free images every month when you sign up to their newsletter. Is the loan application free? The manager, Jean-Pierre Mariaud, selects as a priority small growing companies. 15. Yes, the credit application is free.

Thus, Solutions 30 and Devoteam are the first two lines of a fund whose geographical distribution is particularly original: 20% in Sweden, 19% in Germany, 17% in France and 14% in the United Kingdom. Death to Stock. Our company wants to make credit accessible to as many people as possible, which is why we are committed to providing free services. Conversely bad credit loans, Italian and Spanish values ​​are very poorly represented.

Unlike most websites mentioned in this post, Death to Stock doesn’t have a gallery of images.